Ali joins Reto with over 25 years of experience in the finance industry. She began her career with Kingsmead Ltd in 1999 and later transitioned to Black Horse in 2006 following a company acquisition. Over the past five years, Ali has led the Isle of Man motor team at Black Horse, bringing a strong track record in customer service alongside extensive knowledge of the local motor trade.

Outside of work, Ali enjoys travelling—particularly to colder, snowier destinations—and spending time exploring the Manx countryside with her dog, Benny.

Adam set up Shawbrook International Limited in 2016 and then in 2019 Reto was created from a buyout of the Shawbrook business . Prior to this, Adam spent 7 years building and managing a specialist lending business for an established Bank, after working for 10 years as a Management Consultant  where he worked across all areas of Financial Services.

Adam is an experienced business leader with a strong focus on specialist lending in the Consumer and SME space. He holds an MA in Leadership from Exeter University, where he also mentors first year undergraduates.

A resident in Jersey, Adam juggles work with a busy family life and trying to keep fit!

Derek has dedicated his entire career to the lending industry, with over 20 years of experience as the Managing Director of Black Horse Offshore Limited. His extensive expertise spans all aspects of commercial and consumer finance across Jersey, Guernsey, and the Isle of Man. Derek has also served on the Lloyds Islands Senior Executive Committee and the Black Horse UK Motor Senior Operating Committee. Additionally, he is an Associate of the Chartered Institute of Bankers. We are confident that Derek’s wealth of knowledge and experience will be invaluable to our team.

Robbie joined the business in 2017 after having had 15 years of experience in the Banking and Finance sector. Robbie has worked across a range of Financial Services businesses but primarily within the Real Estate sector where he has worked with customers to acquire, develop and refinance both residential and commercial property.

At Reto Finance, Robbie headed up our Business Development team until the close of 2022 prior to moving to his new role as Commercial Director. While focusing on building the business brand, supporting and growing existing & new relationships outside of lending, he will continue to apply his expertise to real estate opportunities under the group. Robbie enjoys working with customers to tailor solutions to their individual needs and has the ability to be flexible in his approach and think outside of the box.

Away from the office, Robbie enjoys spending time with his young family, watching sport and when he gets the chance to, playing golf.